Car insurance is a financial protection against physical damage or any mishap from any accident or striking of the cars in traffic or any damage due to natural calamities. Instead of paying for the loss of the car from your pocket, people have to pay periodically premiums to the insurance companies for insuring our car; the company will cover the loss and will pay all the expenses of the damaged car. We have listed here some best insurance companies in the country.

Top 5 car insurance companies



1. ICICI Lombard General Insurance Co. Ltd. – ICICI Lombard GIC Ltd is the biggest insurance company in India. A survey reveals that this company stands at the first position in terms of customer satisfaction. This brand is also famous for the most Customer Responsive insurance company. Some features of the company that attracts the customers are:

  • Doorstep surveyor facility
  • Towing assistance
  • Online purchase of EMIs
  • Digital signed online policy
  • Cashless settlement at 2900+ network garages

2. Tata AIG General Insurance Co. Ltd. – Tata AIG General Insurance was established in 2011 in India with the aim of insuring all the vehicles, private as well as commercial. This company is not that much old, yet it has won the reward of recovering the hassle free claims. What makes this company reliable?

  • Free car pick up
  • Warranty on repairs
  • Cashless settlement at network garages
  • Claim settlement in 7 days
  • Unique add-ons

3. The Oriented Insurance Co. Ltd. – Oriental Insurance Co. is a government owned firm which is one of the best company that collects the maximum business. This brand achieves number of reputated awards in the insurance industry. The latest awards to its name are – ‘best public general insurance award’ and ‘best bank financial institution award’. Some services that make it unique are listed below:

  • One of the most reliable names in motor insurance
  • High claim settlement ratio
  • Fast claim settlement
  • Valuable add-ons

4. The new India Assurance Co. Ltd. – This company is also owned by Indian government. In terms of backing up strong capital, infrastructure and human resource, it is the leading company in insurance sector. It is internationally renowned and has developed best insurance plans. The features that make it rock are:

  • Claim decision taken within 3 days of application
  • Surveyor appointed within 48 hours of claim intimation
  • Claim payment made within 3 days of discharge voucher receipt
  • Grievance acknowledged within 3 days of receipt
  • Grievance resolved within 15 days of receipt

5. HDFC ERGO General Insurance Co. Ltd. – Durable network of distribution and customer oriented approach is the motto of HDFC ERGO General Insurance Co. HDFC is one of the top brands that collect the vehicle insurance. HDFC adds the award of settling down the highest claim among private motor insurers. This company was acknowledged as the best general insurance company in India by IAIR in 2013. Features that make it different from others are:

  • Age and profession discount
  • Zero documentation
  • Fast claim settlement
  • Cashless settlement at 1600+ network garages